Roundtable Recap: Credit Card Fees
Last updated: September 3, 2026
Learn more about credit card fees when processing payments through Novi AMS
In this roundtable, Novi AMS's CEO Pete Zimek discusses credit fees that are charged when payments are processed through Novi AMS and how to ask members/website users to contribute to covering credit card fees.
In this Novi Roundtable, we discussed the following topics:
Credit card processing fees
Legality of charging users a surcharge
Novi customer discount on processing rates from QuickBooks Online
Novi donation functionality to allow users to donate to cover credit card fees
Key Takeaways:
There are potential legal implications to automatically charging members/users credit card fees and legal considerations are at the local, state, and federal levels, as well as in merchant agreements.
Novi's donation functionality allows users to opt-in or opt-out of donating a percentage based on their purchase total back to the association.
The donation functionality can be re-labeled by each association so it can best fit their needs and the donation will be logged as a line item.